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Home Tech

You can now Tap to Pay on iPhone

mindmingles by mindmingles
July 4, 2022
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Tap to Pay on iPhone
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Apple recently announced a new feature that is sure to delight merchants of all sizes across the United States. Any size of business from small to large can now accept payments by simply tapping on their iPhone.- Tap to Pay on iPhone

This is the result of Apple’s 2020 acquisition of Mobeewave, a Canadian-based startup that allowed merchants to use their smartphone and android app development technology, as payment terminals with the simple tap of a card. 

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This acquisition by Apple made waves in the banking sector as given Apple’s reach and power it would soon be able to dominate the payment processing mechanism.

Fast forward a couple of years and today, customers using  contactless credit and debit cards, Apple Pay or a wide range of selected Digital Wallets can now make payments by tapping their iPhone against a merchant’s iPhone. This is one of the key benefits of the Covid-19 Pandemic in terms of pushing both merchants and customers towards contactless payment methods.

One of the best aspects of this new feature is that both the merchant or customer don’t require any additional hardware or payment terminals and the need for a separate payment terminal is over. 

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Payment platforms will be able to integrate the Tap to Pay on iPhone solution on their iOS mobile app development. They can then present this as a payment option for the business customers. 

The first major payment platform to implement the Tap to Pay on iPhone feature will be Stripe followed closely by Shopify Point of Sale later in the year. As interest grows, other payment platforms will begin to use the Tap to Pay on iPhone NFC technology.

Blending the power and security features of the iPhone together with convenience and total control over payments, the Tap to Pay on iPhone supplies business merchants everywhere the ability to accept contactless payments and discover checkout experiences that can help drive profits. 

Mobile App Developers including Elegant Media can now work together with payment platforms and payment networks to play an important role in the growth and business viability of all stakeholders.

The seamless payment option offered by the Tap to Pay on iPhone functionality will no doubt help to drive sales and profits for business merchants across the United States. Upon completion of a sale the merchant can prompt the customer to simply hold theirApple Watch or  iPhone to settle the payment with Apple Pay or a contactless debit or credit card.

Customers can also link any of their digital wallets as well and the transaction is then fulfilled in a secure and safe manner. With a staggering 90% of businesses in the United States accepting Apple Pay, the Tap to Pay on iPhone is poised to change the payments landscape for numerous merchants and business owners able to ask their customers to Tap to Pay on iPhone at checkout. 

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Tap to Pay on iPhone is also set to be rolled out across all Apple Stores as well. Apple continues to make sure all transactions remain private and secure and as part of its commitment to privacy all transactions made using Tap to Pay on iPhone are encrypted and Apple doesn’t know what is being purchased or who is buying it.

According to Apple, Tap to Pay on iPhone will be added to software developer kits in upcoming iOS releases. 

In 2021, Apple Pay expanded to nice new markets adding Colombia, Israel, and Mexico to its global network that spans 60 countries along with  9,000 bank partners worldwide.

Apple iPhone users can also take advantage of Self Service Repair, a novel initiative that allows Apple users that feel they are technically competent to undertake their own repairs, access to Apple genuine parts and tools

The iPhone models under this scheme for the present are iPhone 12 and iPhone 13 and at the start the scheme will focus its attention on the most commonly requested part such as the iPhone display, battery, and camera.

Apple recently reinforced its commitment to implement repairs by doubling the number of service locations and offering customers the most in terms of choice with an option for those who feel competent to do their own repairs, access to Apple genuine parts, tools, and online training tools.

Apple’s Independent Repair Provider program furthermore boasts more than 1,500 locations serving Apple customers across the United States, Canada and European nations.

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This program by Apple enables repair providers of all sizes access to genuine Apple parts and tools. In addition to repair manuals, and diagnostics products to empower them to effect safe and reliable repairs for Apple products

For those considering joining the Independent Repair Provider program, candidates will have full access to free training with Apple alongside the very same tools, techniques and systems as Apple Store locations and  Apple Authorized Service Providers.

The program is free to join and in order to become certified repair providers have to prove they have an Apple-certified technician  in-house to undertake repairs.

Tags: apple iphoneTap to Pay on iPhone
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